Kevin J. Rattay, PLC, Scottsdale Bankruptcy Attorney

Certified Bankruptcy Specialist



“I heartily thank you for representing us. We greatly appreciate your dedication to our case, your interpersonal skills in dealing with the court officials, [and] your knowledge of bankruptcy law.”

– Jim (last name withheld)

More Client Testimonials



Kevin J. Rattay

Phoenix-Scottsdale Bankruptcy Attorney




Kevin Rattay has helped hundreds of businesses, individuals and couples achieve a fresh start from overwhelming debt – either by eliminating the debt through Chapter 7, or by reducing the debt to a manageable level through bankruptcy reorganization or non-bankruptcy workout.


Solid Reputation. Among bankruptcy attorneys and judges, Kevin’s reputation is evidenced by his recent selection by a bankruptcy judge to serve on the faculty of a course on bankruptcy professionalism. In addition, he has cultivated strong relationships with bankruptcy trustees and trustee attorneys, which often helps achieve positive results for Kevin’s clients.


Tax and Financial Knowledge. A former tax accountant, Kevin understands the complex rules for discharge of tax debt. His financial background is a valuable asset in evaluating tax obligations, obtaining releases of improper liens, reducing or eliminating tax liabilities, and effectively representing clients whose cases rely heavily on financial computations and complex financial statements and tax returns.


Certified Bankruptcy Law Specialist, Arizona Board of Legal Specialization

Practice Areas

Bankruptcy: Chapters 7, 11 and 13

Pre-Bankruptcy Counseling

Loan Workouts and Negotiated Debt Settlements

Bankruptcy Litigation

Bankruptcy Creditor Representation

Tax Debt Resolution

Practice Emphasis

Representing debtors in personal and business Chapter 7, 11 and 13 bankruptcy

Assisting clients in personal and commercial workouts and negotiated debt settlements

Representing taxpayers before the Internal Revenue Service and state taxing authorities, including tax liability disputes and tax collection matters

Professional Memberships

American Bankruptcy Institute

State Bar of Arizona: Bankruptcy Section

Honors & Awards

Super Lawyers, 2010

Bar Admissions


U.S. District Court, District of Arizona

U.S. Tax Court

U.S. Court of Appeals for the Ninth Circuit

U.S. Bankruptcy Court, District of Arizona

Bankruptcy Appeals

In re Rowley, 208 BR 942 (BAP 9th Cir. 1997): California income tax debt discharged in bankruptcy

In re Salazar, 465 BR 875 (BAP 9th Cir. 2012): Arizona bankruptcy trustee not entitled to property in case converted from Chapter 13 to Chapter 7


J.D., cum laude, Arizona State University, 1986

B.S., magna cum laude, Accounting, Central Connecticut College, 1980